Questions?
Answers.
Here are answers to the questions I hear most often. If you don't see yours, reach out — I'm always happy to talk.
How much home can I afford in Sioux Falls?
It depends on your income, debts, credit score, and down payment. As a general guideline, your monthly housing payment (including taxes and insurance) should be no more than 28-30% of your gross monthly income. I can connect you with local lenders who will give you an accurate pre-approval number.
Is now a good time to buy in Sioux Falls?
The Sioux Falls market remains competitive with tight inventory and strong demand. Waiting may mean higher prices as the market continues to appreciate. The best time to buy is when you're financially ready and find the right home — timing the market perfectly is nearly impossible.
What does a real estate agent cost me as a buyer?
In most transactions, the seller pays the commission for both the listing agent and the buyer's agent. Working with me as your buyer's agent typically costs you nothing directly. I'll explain the specifics during our first conversation.
How is your construction background different from a regular agent?
With 20+ years in construction, I can assess the condition of a home during our walkthrough — before you spend money on an inspection. I notice structural issues, quality of workmanship, potential maintenance costs, and red flags that most agents simply can't see. This saves you time, money, and headaches.
How do I prepare my home for sale?
I'll walk through your property and give you a prioritized list of improvements. With my construction background, I know exactly which upgrades offer the best return and which ones aren't worth the investment. Sometimes the best preparation is minor — deep cleaning, fresh paint, and decluttering.
How do you determine my home's value?
I analyze recent comparable sales in your neighborhood, current market conditions, your home's condition and features, and broader Sioux Falls market trends. My construction expertise adds accuracy because I can properly assess condition and quality in a way that automated valuations can't.
Should I make repairs before listing?
It depends on the repair and the market. I'll tell you honestly which repairs will increase your sale price and which won't. In a seller's market like Sioux Falls, you may not need to do as much as you think. I help you spend wisely — or not at all.
Why should I move to Sioux Falls?
Sioux Falls consistently ranks among the best places to live in America. It offers a strong job market, low unemployment, no state income tax, excellent schools, low crime rates, and a vibrant downtown. The cost of living is well below the national average, and the community is genuinely welcoming.
What neighborhoods are best for families?
Southwest Sioux Falls is the most popular area for families, with newer developments, top-rated schools, parks, and a family-friendly atmosphere. Brandon and Harrisburg are also excellent options — they offer smaller-town living with easy commutes to the city.
How does the relocation process work?
We start with a phone or video call to discuss your needs, timeline, and budget. I'll send you curated home options and neighborhood guides. When you're ready to visit, I plan an efficient tour. Many of my relocation clients find their home in just one or two visits because I do the prep work upfront.
Ready to find your home in Sioux Falls?
Let's walk through it together. Search the latest homes across the Sioux Falls metro, book a no-pressure consultation, or just give me a call. Whether you're buying, selling, or relocating from out of state, I'll help you feel confident at every step.
Jennifer Krosch, Realtor · eXp Realty · License #21816 · Realtors of the Sioux Empire