Insights &
advice.
Real estate guidance from someone who sees homes differently. Market updates, buying tips, and the kind of honest advice that comes from 20+ years of experience across construction, electrical work, and workplace safety.
For Buyers
Practical buying advice, market numbers, and inspection know-how for making a confident offer in Sioux Falls.
Best School Districts in the Sioux Falls Area: A 2026 Guide
Brandon Valley, Harrisburg, Tea Area, and Sioux Falls schools compared: ratings, enrollment, new buildings, and how to match a district to your family. From Jennifer Krosch.
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Radon in Sioux Falls, SD: What Buyers and Sellers Should Know
South Dakota has the highest average indoor radon in the U.S., and Minnehaha County sits in the EPA's highest-risk zone. Testing costs, disclosure rules, what results mean, and what mitigation really costs. From Jennifer Krosch.
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Sioux Falls Housing Market Forecast for 2027: What Buyers and Sellers Should Know
Rates are forecast to stay near 7.5% through 2027, prices are projected flat to slightly up, and Sioux Falls enters the year with its most balanced market in years. The numbers and what they mean. From Jennifer Krosch.
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HOA Fees and Special Assessments in Sioux Falls: What Buyers Should Know
HOA fees, HOA rules, and city special assessments in Sioux Falls: what they cost, what they cover, and the questions to ask before you offer. From Jennifer Krosch.
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What Happens If the Home Appraisal Comes in Low in Sioux Falls?
A low appraisal does not automatically kill a deal, but it changes the terms. Buyer and seller options, the appraisal gap, South Dakota closing timelines, and what the September market data shows. From Jennifer Krosch.
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How to Evaluate the Cash Flow of a Sioux Falls Twin Home or Townhome
A step-by-step guide to evaluating the cash flow of a Sioux Falls twin home or townhome: rent projections, operating expenses, net operating income, cap rates, and debt service, with clearly labeled examples. From Jennifer Krosch.
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Buying a Rental Property Before December 31, 2026: What Investors Should Know
What to know before a year-end 2026 rental purchase in Sioux Falls: closing timelines, rental readiness, due diligence, 1031 exchange basics, and the tax professionals you need. From Jennifer Krosch.
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New Construction vs. Existing Rental Properties: What Investors Should Compare
Comparing new construction and existing rental homes in Sioux Falls: major systems, maintenance, insurance, purchase price, warranties, renovation costs, and long-term operating costs. From Jennifer Krosch.
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Is a Brand-New Townhome a Good Rental Investment in Sioux Falls, SD?
The real advantages of a brand-new townhome as a rental, plus the price premium, HOA rental rules, operating costs, and how to verify a rent estimate before you underwrite. From Jennifer Krosch.
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Why Is Homeowners Insurance So Expensive in South Dakota?
Hail makes South Dakota home insurance one of the most expensive in the country. What a typical policy costs, why premiums are high, and how Sioux Falls buyers can save. From Jennifer Krosch.
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Mortgage Rates Are Above 7% in South Dakota. Should You Wait to Buy?
Rates are above 7% this fall. What that really means for your monthly payment, why waiting isn't a sure win, Give Me Five down payment help opening November 2, and honest answers to the big rate questions. From Jennifer Krosch.
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Buying Your First Home in Sioux Falls: New Down Payment Help and Opportunities to Explore
New down payment help from South Dakota Housing's Give Me Five, affordable housing through SEDF, and potential savings on new construction for first-time buyers in Sioux Falls. From Jennifer Krosch.
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How Much House Can I Afford in Sioux Falls, SD?
The honest affordability math for 2026: the 28/36 rule, today's rates, what a median-priced home really costs per month, and the income you need. From Jennifer Krosch.
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Why Renters Should Buy Now in Sioux Falls
Price cuts, record seller concessions, and rate timing: why today's Sioux Falls market gives renters real leverage that will not last. The honest numbers from Jennifer Krosch.
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October Home Maintenance Checklist for Sioux Falls
Seven home maintenance tasks that matter this month in Sioux Falls, SD, each with the one-line why, plus where to get trusted local pro referrals. From Jennifer Krosch.
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How to Prepare Your Home for Winter in Sioux Falls
The pre-freeze checklist for a South Dakota winter: furnace and filter care, pipe protection, gutters and ice dams, drafts, grading, and what buyers and sellers should check before the snow flies. From Jennifer Krosch.
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Why Are Homes Selling Under Asking in Sioux Falls?
Roughly half of Sioux Falls homes are selling under asking in 2026. Why it is happening, what it means for buyers and sellers, and how to price and negotiate. From Jennifer Krosch.
Read article
Sioux Falls Housing Affordability: Progress—or More of the Same?
Can new building methods and lower-priced housing projects improve Sioux Falls housing affordability? Jennifer Krosch shares her take and invites yours.
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What Credit Score Do You Need to Buy a House in Sioux Falls, SD?
Conventional starts at 620, FHA accepts 580 with 3.5% down, and SD Housing requires 620. The real thresholds by loan type, what your score means for your payment, and how to raise it before you apply. From Jennifer Krosch.
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How Much Are Closing Costs When Buying a Home in Sioux Falls in 2026?
The 2% to 5% range, the fee-by-fee breakdown, the South Dakota transfer tax, prepaids, and the honest ways to cover the bill before you get the keys. From Jennifer Krosch.
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Is It Cheaper to Rent or Buy a Home in Sioux Falls in 2026?
Average rents around $960 to $1,170, a typical mortgage payment in the $1,600s, and the income math that says most Sioux Falls households can afford to buy. The honest comparison from Jennifer Krosch.
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New Construction Costs in Sioux Falls: A 2026 Buyer's Guide
What a Sioux Falls new build really costs: base price vs. total project cost, lot and sitework, upgrades, custom vs. spec homes, and a builder-quote checklist. From Jennifer Krosch.
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Down Payment Assistance in South Dakota: A Guide for Sioux Falls Buyers
No, you do not need 20% down. FHA goes to 3.5%, SD Housing can add 3% or 5% at 0% interest, and GROW South Dakota offers $5,000. Every program, in one place.
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How to Choose the Right Realtor in Sioux Falls, SD
What to look for in a Realtor, questions to ask before hiring one, how to check credentials and reviews, and the red flags that tell you to keep looking. From Jennifer Krosch.
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Sioux Falls Property Taxes: How They Work and What Buyers Pay
How Sioux Falls property taxes really work: assessed value vs. purchase price, Minnehaha and Lincoln County rates, owner-occupied savings, and a tax checklist for buyers. From Jennifer Krosch.
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Best Neighborhoods for Sanford Health Workers in Sioux Falls
Commute-friendly neighborhoods and nearby communities for Sanford Health workers, what healthcare buyers look for, and a realtor's take from Jennifer Krosch.
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Should I Buy a Home in Sioux Falls Now or Wait for Rates to Drop?
Rates are hovering in the mid-6% range and forecasts point to modest declines. Use the latest Sioux Falls market numbers to decide what is right for your next move.
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The Complete First-Time Buyer's Guide to Sioux Falls
Everything you need to know about buying your first home in Sioux Falls, South Dakota — from pre-approval to closing day, with insider tips from a builder's perspective.
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What to Look for in a Home Inspection: A Builder's Perspective
With 20+ years of experience across construction, electrical work, and workplace safety, I share the top things I look for when evaluating a home — and the red flags that most buyers miss.
Read articleFor Sellers
Selling strategy, market timing, and preparation for homeowners ready to move on to their next chapter.
Radon in Sioux Falls, SD: What Buyers and Sellers Should Know
South Dakota has the highest average indoor radon in the U.S., and Minnehaha County sits in the EPA's highest-risk zone. Testing costs, disclosure rules, what results mean, and what mitigation really costs. From Jennifer Krosch.
Read article Sioux Falls Housing Market Forecast for 2027: What Buyers and Sellers Should Know
Rates are forecast to stay near 7.5% through 2027, prices are projected flat to slightly up, and Sioux Falls enters the year with its most balanced market in years. The numbers and what they mean. From Jennifer Krosch.
Read article HOA Fees and Special Assessments in Sioux Falls: What Buyers Should Know
HOA fees, HOA rules, and city special assessments in Sioux Falls: what they cost, what they cover, and the questions to ask before you offer. From Jennifer Krosch.
Read article What Happens If the Home Appraisal Comes in Low in Sioux Falls?
A low appraisal does not automatically kill a deal, but it changes the terms. Buyer and seller options, the appraisal gap, South Dakota closing timelines, and what the September market data shows. From Jennifer Krosch.
Read article October Home Maintenance Checklist for Sioux Falls
Seven home maintenance tasks that matter this month in Sioux Falls, SD, each with the one-line why, plus where to get trusted local pro referrals. From Jennifer Krosch.
Read article How to Prepare Your Home for Winter in Sioux Falls
The pre-freeze checklist for a South Dakota winter: furnace and filter care, pipe protection, gutters and ice dams, drafts, grading, and what buyers and sellers should check before the snow flies. From Jennifer Krosch.
Read article
Should You Sell Your Home This Winter in Sioux Falls?
Fewer listings, frozen ground, and a smaller but more serious buyer pool. The January 2026 data, the honest downsides, and the prep checklist for a winter sale. From Jennifer Krosch.
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How Long Does It Take to Sell a House in Sioux Falls in 2026?
The honest 2026 timeline: a median of 41 days on market, an average near 75, 30 to 60 days to close, and the checklist that actually sells a home faster. From Jennifer Krosch.
Read article Why Are Homes Selling Under Asking in Sioux Falls?
Roughly half of Sioux Falls homes are selling under asking in 2026. Why it is happening, what it means for buyers and sellers, and how to price and negotiate. From Jennifer Krosch.
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Sell First or Buy First in Sioux Falls? How to Do Both
Feeling stuck between selling your current home and buying your next one in Sioux Falls? The honest sell-first vs. buy-first playbook, from rent-backs to bridge loans, from Jennifer Krosch.
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Should You Renovate Before Selling in Sioux Falls? Or Sell As-Is?
Minor kitchen updates return about 113% of their cost while major remodels recover only about half. The honest renovate-versus-as-is math for Sioux Falls sellers, from Jennifer Krosch.
Read article How to Choose the Right Realtor in Sioux Falls, SD
What to look for in a Realtor, questions to ask before hiring one, how to check credentials and reviews, and the red flags that tell you to keep looking. From Jennifer Krosch.
Read article Sioux Falls Property Taxes: How They Work and What Buyers Pay
How Sioux Falls property taxes really work: assessed value vs. purchase price, Minnehaha and Lincoln County rates, owner-occupied savings, and a tax checklist for buyers. From Jennifer Krosch.
Read article
Is It a Good Time to Sell Your Home in Sioux Falls?
Tight inventory, prices holding around $340,000, and homes selling near asking. Here is what this fall’s market data means for sellers, from Jennifer Krosch.
Read article What to Look for in a Home Inspection: A Builder's Perspective
With 20+ years of experience across construction, electrical work, and workplace safety, I share the top things I look for when evaluating a home — and the red flags that most buyers miss.
Read articleFor First-Time Buyers
Down payment help, closing cost planning, financing basics, and step-by-step guidance for your first home purchase.
Radon in Sioux Falls, SD: What Buyers and Sellers Should Know
South Dakota has the highest average indoor radon in the U.S., and Minnehaha County sits in the EPA's highest-risk zone. Testing costs, disclosure rules, what results mean, and what mitigation really costs. From Jennifer Krosch.
Read article Why Is Homeowners Insurance So Expensive in South Dakota?
Hail makes South Dakota home insurance one of the most expensive in the country. What a typical policy costs, why premiums are high, and how Sioux Falls buyers can save. From Jennifer Krosch.
Read article Buying Your First Home in Sioux Falls: New Down Payment Help and Opportunities to Explore
New down payment help from South Dakota Housing's Give Me Five, affordable housing through SEDF, and potential savings on new construction for first-time buyers in Sioux Falls. From Jennifer Krosch.
Read article How Much House Can I Afford in Sioux Falls, SD?
The honest affordability math for 2026: the 28/36 rule, today's rates, what a median-priced home really costs per month, and the income you need. From Jennifer Krosch.
Read article What Credit Score Do You Need to Buy a House in Sioux Falls, SD?
Conventional starts at 620, FHA accepts 580 with 3.5% down, and SD Housing requires 620. The real thresholds by loan type, what your score means for your payment, and how to raise it before you apply. From Jennifer Krosch.
Read article How Much Are Closing Costs When Buying a Home in Sioux Falls in 2026?
The 2% to 5% range, the fee-by-fee breakdown, the South Dakota transfer tax, prepaids, and the honest ways to cover the bill before you get the keys. From Jennifer Krosch.
Read article Down Payment Assistance in South Dakota: A Guide for Sioux Falls Buyers
No, you do not need 20% down. FHA goes to 3.5%, SD Housing can add 3% or 5% at 0% interest, and GROW South Dakota offers $5,000. Every program, in one place.
Read article The Complete First-Time Buyer's Guide to Sioux Falls
Everything you need to know about buying your first home in Sioux Falls, South Dakota — from pre-approval to closing day, with insider tips from a builder's perspective.
Read articleFor Relocating
What newcomers need to know about Sioux Falls neighborhoods and communities before the move.
Best School Districts in the Sioux Falls Area: A 2026 Guide
Brandon Valley, Harrisburg, Tea Area, and Sioux Falls schools compared: ratings, enrollment, new buildings, and how to match a district to your family. From Jennifer Krosch.
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What Winter Is Really Like in Sioux Falls, SD: Weather, Snow Removal, and Winter Fun
The honest guide to a Sioux Falls winter: January highs near 26 degrees, about 45 inches of snow a year, how snow alerts and plowing work, winter driving, and the best winter activities. From Jennifer Krosch.
Read article Why Is Homeowners Insurance So Expensive in South Dakota?
Hail makes South Dakota home insurance one of the most expensive in the country. What a typical policy costs, why premiums are high, and how Sioux Falls buyers can save. From Jennifer Krosch.
Read article
How Much Does It Cost to Live in Sioux Falls in 2026?
A real-numbers guide to the cost of living in Sioux Falls in 2026: housing, utilities, groceries, taxes, homeowners insurance, and a sample monthly budget for a median-priced home. From Jennifer Krosch.
Read article How Much House Can I Afford in Sioux Falls, SD?
The honest affordability math for 2026: the 28/36 rule, today's rates, what a median-priced home really costs per month, and the income you need. From Jennifer Krosch.
Read article Why Renters Should Buy Now in Sioux Falls
Price cuts, record seller concessions, and rate timing: why today's Sioux Falls market gives renters real leverage that will not last. The honest numbers from Jennifer Krosch.
Read article Is It Cheaper to Rent or Buy a Home in Sioux Falls in 2026?
Average rents around $960 to $1,170, a typical mortgage payment in the $1,600s, and the income math that says most Sioux Falls households can afford to buy. The honest comparison from Jennifer Krosch.
Read article Best Neighborhoods for Sanford Health Workers in Sioux Falls
Commute-friendly neighborhoods and nearby communities for Sanford Health workers, what healthcare buyers look for, and a realtor's take from Jennifer Krosch.
Read articleMarket & General Updates
Monthly market data, what is new around the metro, weekly weekend guides, mortgage rate analysis, and annual outlooks for the Sioux Falls area.
This Weekend in Sioux Falls: October 31-November 1, 2026
Seven verified picks for Halloween weekend, October 31-November 1, 2026: the Old Courthouse Museum Halloween Party, Goosebumps, the Ice Institute, the Downtown Bar Crawl, Emo Night, and more. From Jennifer Krosch.
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Trail or Park of the Week: Good Earth State Park at Blood Run
This week's pick: Good Earth State Park at Blood Run. A National Historic Landmark with 6 miles of easy-to-moderate trails, the TRACK Trail for families, amenities, parking, and when to go. From Jennifer Krosch.
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Date Night in Sioux Falls: Carpenter Bar
An intimate, speakeasy-style cocktail bar on Phillips Avenue that reviewers repeatedly call the best in Sioux Falls. What makes it special, what to order, price range, hours, and how to find it. From Jennifer Krosch.
Read article What Winter Is Really Like in Sioux Falls, SD: Weather, Snow Removal, and Winter Fun
The honest guide to a Sioux Falls winter: January highs near 26 degrees, about 45 inches of snow a year, how snow alerts and plowing work, winter driving, and the best winter activities. From Jennifer Krosch.
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What's New in Sioux Falls: Convention Center Study and November Events
Sioux Falls restarts its convention center study, Jacobson Plaza Phase 2 is open at Falls Park, NRG Adventure Park is coming, and November brings the Home Expo, Parade of Lights, and more. From Jennifer Krosch.
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What's New in Sioux Falls: Smoe's Bar Returns and New Places to Eat
Smoe's Bar is back downtown after 15 years, Good NAtured launches its food program, Asian Wok Express joins the Empire Mall food court, and Baskin-Robbins and Jimmy John's plan a combo store. From Jennifer Krosch.
Read article Sioux Falls Housing Market Forecast for 2027: What Buyers and Sellers Should Know
Rates are forecast to stay near 7.5% through 2027, prices are projected flat to slightly up, and Sioux Falls enters the year with its most balanced market in years. The numbers and what they mean. From Jennifer Krosch.
Read article This Weekend in Sioux Falls: October 24-25, 2026
Seven verified picks for October 24-25, 2026: the Trick or Treat Run, Spooky Seas at the aquarium, the orchard fall festival, Sioux Spooktacular, Zac Brown Band, and two free Sunday family events. From Jennifer Krosch.
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2026 Trunk-or-Treat & Trick-or-Treat Guide
Trunk-or-treat and trick-or-treat events for October 23-31, 2026 in Sioux Falls, Brandon, Tea and Harrisburg: dates, times, addresses, sources and safety tips. From Jennifer Krosch.
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Trail or Park of the Week: Tea City Park
This week's pick: Tea City Park. The 0.6-mile easy loop trail, the stocked fishing pond with fountains, the picnic shelter, amenities, parking, and when to go. From Jennifer Krosch.
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What's New in Sioux Falls: Raising Cane's and the Pork Showdown
Raising Cane's sets its first South Dakota opening date, the Downtown Pork Showdown runs through Halloween, and Tea's $54 million growth corridor keeps building. From Jennifer Krosch.
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Date Night in Sioux Falls: Morrie's Steakhouse
A classic fine-dining steakhouse in southwest Sioux Falls with an Old Hollywood room and Morgan Ranch Wagyu. What makes Morrie's special, what to order, price range, hours, and how to book. From Jennifer Krosch.
Read article Mortgage Rates Are Above 7% in South Dakota. Should You Wait to Buy?
Rates are above 7% this fall. What that really means for your monthly payment, why waiting isn't a sure win, Give Me Five down payment help opening November 2, and honest answers to the big rate questions. From Jennifer Krosch.
Read article
Trail or Park of the Week: Palisades State Park
This week's pick: Palisades State Park near Garretson. The 1.5-mile Split Rock Creek Trail and the other named hikes, difficulty, quartzite cliffs, camping, parking, and when the fall color peaks. From Jennifer Krosch.
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What's New in Sioux Falls: New Openings and the Argus Leader
Modern Meze opens a charcuterie shop on the east side, Mi Ranchito No. 1 replaces Guadalajara, Polar Bites reopens, the Argus Leader gets a new owner, and September's building numbers are in. From Jennifer Krosch.
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Date Night in Sioux Falls: Parker's Bistro
A chef-driven fine-dining bistro in a historic downtown building. What makes Parker's Bistro special, what to order, price range, hours, and how to book. From Jennifer Krosch.
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Sioux Falls Market Report: September 2026
Median price $344,600, a record average of $456,855, inventory down 24.8%, and homes selling in about 86 days. The full September 2026 RASE market data, plus what it means for buyers and sellers. From Jennifer Krosch.
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What's New in Sioux Falls: The Sweetman Atrium Opens and More
The Sweetman Atrium at Levitt at the Falls is officially open, Over Easy picks its second location, downtown parking changes are proposed, and Paint the Plow and ZooBoo fill the weekend. From Jennifer Krosch.
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This Weekend in Sioux Falls: October 17-18, 2026
Six verified picks for October 17-18, 2026: ZooBoo at the Great Plains Zoo, Swan Lake at the Washington Pavilion, Paint the Plow, the Fall-O-Ween Festival, the orchard fall festival, and a crafts show. From Jennifer Krosch.
Read article Why Renters Should Buy Now in Sioux Falls
Price cuts, record seller concessions, and rate timing: why today's Sioux Falls market gives renters real leverage that will not last. The honest numbers from Jennifer Krosch.
Read article
This Weekend in Sioux Falls: October 10-11, 2026
Seven verified picks for October 10-11, 2026: the Falls Park Farmers Market, Junkin' Market Days, the Mind/Body/Spirit Expo, a downtown food tour, WAITRESS, the Altars Tour, and a fall festival in Harrisburg. From Jennifer Krosch.
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Trail or Park of the Week: Sertoma Park in Sioux Falls
This week's pick: Sertoma Park. The 0.72-mile Riparian Trail, the Outdoor Campus's 2 miles of easy trails, the oxbow lake, amenities, parking, and when to go. From Jennifer Krosch.
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What's New in Sioux Falls: Fresh Openings and the October Weekend Calendar
A first-in-town Tropical Smoothie Cafe, Over Easy now serving breakfast at Dawley Farm, Santo Tequila and Ocean Buffet on the way, the growing Foss Fields lineup, and this weekend's events. From Jennifer Krosch.
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Date Night in Sioux Falls: R Wine Bar & Kitchen
A well-reviewed downtown wine bar with a Wine Spectator Award of Excellence. What makes R Wine Bar & Kitchen special, what to order, price range, hours, and how to book. From Jennifer Krosch.
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What's New in Sioux Falls: The Quarry, The Switchyard and More
The $15 million Quarry at The Falls plan, The Switchyard's 270 new downtown units, El Agave on West Russell, Fareway Brandon, and the new east-side restaurants. From Jennifer Krosch.
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This Weekend in Sioux Falls: October 2-4, 2026
Seven verified picks for October 3-4, 2026: the Festival of Bands parade, Falls Park Farmers Market, Festival of Books, Stampede home opener, symphony opener, comedy at Remedy, and a Sunday show at The Den. From Jennifer Krosch.
Read article Why Are Homes Selling Under Asking in Sioux Falls?
Roughly half of Sioux Falls homes are selling under asking in 2026. Why it is happening, what it means for buyers and sellers, and how to price and negotiate. From Jennifer Krosch.
Read article Sioux Falls Housing Affordability: Progress—or More of the Same?
Can new building methods and lower-priced housing projects improve Sioux Falls housing affordability? Jennifer Krosch shares her take and invites yours.
Read article
The East Side of Sioux Falls Is About to Change Fast
The Foss Fields groundbreaking lands October 6, 2026, with Hobby Lobby, Sierra and more coming to the east side, plus the homes being built along Veterans Parkway. From Jennifer Krosch.
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October in Sioux Falls: New Restaurants, Events and Big Projects
Qdoba just opened its fourth Sioux Falls location, Raising Cane's is on the way, the October event calendar is packed, and Smithfield's $1.3 billion plant reshapes the metro. From Jennifer Krosch.
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What's New in Sioux Falls This Fall: Openings, Growth and Events
New restaurants at Cherapa Place, the CJ Schwan’s and Avera building projects, growth in Brandon, Harrisburg and Tea, and the fall events worth the calendar space. From Jennifer Krosch.
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Sioux Falls Market Report: August 2026
Median price $328,000, inventory down 24.3%, homes selling in 77 days. The full August 2026 RASE market data, plus what it means for buyers and sellers.
Read article Should I Buy a Home in Sioux Falls Now or Wait for Rates to Drop?
Rates are hovering in the mid-6% range and forecasts point to modest declines. Use the latest Sioux Falls market numbers to decide what is right for your next move.
Read article
What the Sioux Falls Market Looks Like in 2026
A data-driven look at current trends, median prices, and what buyers and sellers should know about the Sioux Falls real estate market right now.
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